Hi, MuMing here.

I help introverts #100k2Retire.

That is: Retire from USD $100k Capital.

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The System Forces GOOD PEOPLE to Sell Wrong Products. I Left Everything: My Job, My Advisor, and Retired at 34—Don’t Repeat My $200K Mistake.

Who is #100k2Retire for (and NOT for):

✅ Introverts tired of meeting, pleasing, relying on boss or clients.

✅ Investors looking for consistent cash flow beyond 5% p.a dividend payout.

✅ Traders exhausted by emotional decisions, stock picking, and market timing.

✅ Employees who feel stuck in a job with no control over their work, direction and contribution.

✅ Solopreneurs who want reliable cash flow to stop worrying, build superior solutions, and serve their top-tier clients.

❌ No-Risk Seekers: This framework involves capital and calculated risk—it's not for those chasing quick money or zero risk. 

❌ Conservative Investors: This framework uses Options on Strategic ETFs, requiring tolerance for market swings. 

❌ Insufficient Capital: You need at least $30K to start, but above $80K gives you more flexibility and safety (no need to deploy all at once).

My Struggles and Track Record

Many of us have been misinformed to believe that we need millions to retire.

In reality, we’re just waiting—waiting for 20 to 40 years, stuck in work we no longer find meaningful—with this One Life.

How many 40 years can we afford, to dread?

The wrong questions I used to ask were, “Is this high or low risk? When can I save $1M to retire?"

A better question is, "How can we handle risk intelligently, skillfully, and systematically to generate alpha returns and retire with much less?"

Traditional investing often ties success to market cycles, making it harder to generate cash flow when markets are flat or down.

When things go wrong and the market crashes, emotions take over.

We either panic sell, pray for a miracle, or feel paralyzed and do nothing.

But what if we could generate consistent cash flow no matter what the market does?

Even if the market stagnates for a “lost decade,” we’d still generate income every week.

Between July 23 to Sept 24, I’ve generated an average of ~1.86% a month (~22% a year) from my $112K portfolio (pre-crash).

This framework funds my basic lifestyle—no boss, no clients, just consistent cash flow for me, my wife, and part of my mom's caretaking.

What REALLY Frustrated Me 

Here’s the truth: Most people can’t stick to a strategy because scenario changes and there're nuances in our actual situations.

But we’re building something that works in all conditions—no guessing, no stock picking, no strategies picking based on market timing and conditions.

It works — NOT BECAUSE It Has No Weakness. 

But because we've factored in the Worst-Case Scenario so we can operate 'Business As Usual' when it $hit happens.

This framework focuses on selling options on fundamentally strong ETFs (exchange-traded funds).

These ETFs generally grow over the long term.

Even if the market crashes for 2-5 years or stagnates a "lost decade"; we still generate weekly cash flow, fund our lifestyle, and maintain holding power—which is THE KEY to compounding wealth.

Without this framework, we’re stuck in the endless cycle of trying to predict market movements, making decisions out of fear or greed.

I’m not here to sell you a get-rich-quick fantasy.

I’ve lost $200k—$50k by trusting financial experts who didn’t align with my goals, $50k on countless seminars, and $100k chasing the latest strategies.

None of it worked.

Why?

Constantly changing scenarios made it hard for me to consistently take the right actions my teachers taught.

I needed something that has a clear, simple, and Repeatable Actions that make success inevitable.

How I Built The Framework (no BS)

I built this framework by learning the hard way.

Beyond that $200k loss, I took another 2 years and many losing experiments to reach where I am today.

Some trades took months to break even. One brought me good profit over a few nights, but I eventually got carried away and ended up with a net loss of -$3600.

Now I structured it in a way that we NO LONGER need to time the market, pick stocks, or speculate on news anymore.

Everything is rule-based.

We sell options -> get paid -> add shares -> repeat.

15 minutes a week, that’s it.

No emotions, no guesswork.

I believe in transparency.

This is all the more important when we’re dealing with investing, money, and wealth-building.

During September 2024, I’ve navigated a -27% drawdown over the last 60 days.

My then-peaked $112k portfolio dropped to $82k at one point.

Numbers look scary, but this framework kept my emotions under control.

I share my portfolio movements on social media so those who align with this approach might join this movement.

This strategy ISN'T without weaknesses, and there are times I feel uneasy too—but I haven’t fizzled out.

I have the holding power, the right position sizing, and calculated risk.

We continue to optimize and manage weaknesses—always.

Case Study: How This Worked For My Client

One of my clients generated $306 in his first week after our setup call, setting aside $15k to implement the strategy. 

While he didn’t start with massive capital, I’m proud that he took fast action and followed the clear, structured, rule-based approach. 

I believe his experience with stock and options trading also helped him execute the trade fast and saw results. 

I look forward to seeing him set aside more capital for a greater margin of safety, as he takes profits from his other positions and gains confidence over time.

This isn’t magic.

From my years of attending seminars and exploring countless income opportunities

I’ve learnt that THE BEST WAY to maximize our win rate is by making our actions repeatable with minimal mental and emotional effort. 

What worked for me had been executing a rule-based framework. 

And as we repeat this framework over time, success becomes inevitable.

What You Can Expect (The #100k2Retire Approach)

I'm sharing the exact process I use to earn consistent weekly income without relying on a job, boss, or clients. You'll get a repeatable framework, step-by-step instructions, and the latest updates.

In my opinion, this complete framework also leads to a good life: focus on what matters, work with people and causes we believe in, and stay true to our core values. No stock picking. No guessing. Just results with minimal mental and physical effort. Direct our energy—physical, mental, and emotional—toward our passions and hobbies instead.

Who Should Enroll For The #100k2Retire Movement?

This is NOT for everyone.

❌ No-Risk Seekers: This framework involves capital and calculated risk—it's not for those chasing quick money or zero risk. 

❌ Conservative Investors: This framework uses Options on Strategic ETFs, requiring tolerance for market swings. 

❌ Insufficient Capital: You need at least $30K to start, but above $80K gives you more flexibility and safety (no need to deploy all at once).

✅ Introverts tired of meeting, pleasing, relying on boss or clients.

✅ Investors looking for consistent cash flow beyond 5% p.a dividend payout.

✅ Traders exhausted by emotional decisions, stock picking, and market timing.

✅ Employees who feel stuck in a job with no control over your work, direction and contribution.

✅ Solopreneurs who want reliable cash flow to stop worrying, build superior solutions, and serve your top-tier clients.

If you're ready to stop guessing and start generating weekly income—this may be the answer you've been searching for. 

It’s time to break free from jobs, bosses, and even clients, and build real financial freedom starting with $100K in capital.

PS: We don’t have to stop here. With $300K to $1M or more, we can do so much more with a superior margin of safety (already inbuilt within the framework).